NJ First-Time Home Buyers


100% Financing in Salem County, NJ

100% Financing in Salem County, NJ

Salem County Mortgage InfoAre you looking to purchase a home in South Jersey? One of the best mortgage programs available today is the USDA mortgage program. This mortgage loan is still somewhat unknown despite its popularity in this current market. A USDA mortgage allows a home buyer to purchase a home with zero money down. Not only is there no required down payment, but the seller can pay all of the buyers closing costs, which will allow a home buyer to get into a home with very little out of pocket.

A USDA mortgage is a 30-year fixed loan that has no monthly mortgage insurance. Interest rates for the USDA mortgage program are comparable to FHA or conventional mortgages. There are a few limitations, and every scenario is unique. 

Call Steve for help @ 856-419-3561

If a USDA loan will not work for your particular situation, there are other options including first time home buyer grants and assistance programs (both state and county programs), FHA loans, and other options. For more information, call Steve today. 

Check out my recent blog post on Gloucester County, NJ First Time Home Buyer Options

Stephen Kappre is a Real Estate Agent with Keller Williams Hometown Realty in Swedesboro, Gloucester County, NJ. Stephen works in the South Jersey area and would love to help you buy a home, sell a home, or invest in real estate.  


Call/text Stephen at 856-419-3561 or at kapshomes@gmail.com 

Comment balloon 2 commentsStephen Kappre • November 10 2009 09:52PM


Great info Steve, and thanks for you insights on my recent post regarding credit scores.  I appreciate it!

Posted by Laura Giannotta, Your Realtor Down the Shore! (Keller Williams Realty - Atlantic Shore ) over 10 years ago

Laura - I am glad I could help!

Posted by Stephen Kappre, Helping You Home (KW Hometown) over 10 years ago

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