NJ First-Time Home Buyers


NJ First Time Home Buyer Program Income Limits

Smart Start and other NJ Housing and Mortgage Finance Agency options have a strong place in the real estate market in South Jersey, and these are great loans for NJ First Time Home Buyers, Police and Fire loans, Live Where You Work, and more. As you can see the income limits are rather generous and allow the majority of first time home buyers to have down payment assistance options. Indeed, most first time buyers can get into a home and can recieve funds to cover the entire down payment needed (as is the case of a 3.5% down payment requirement for an FHA loan).

You must work with an approved lender (like Treasury Mortgage) for this option, and the mortgage and the assistance program are all one program and must be utilized as such.

NJ First Time Home Buyer Program Income Limits

The State of New Jersey has raised the income limits by several thousand dollars for their First Time Home Buyer Mortgage Program (NJ HMFA Smart Start Program).  The income limits are even higher for households with three or more members.  A great amount of the NJ population can benefit from this program to assist them in purchasing their first home.


NJ First time home buyer income limits

For more information about NJ First Time Home Buyer Assistance Programs or about Gloucester County Home Buyer Assistance Programs contact Andrea Kappre at 856-419-3560 or andreakappre@yahoo.com


Andrea Kappre is a Realtor in Gloucester County NJ, helping buyers and sellers to successfully accomplish their real estate goals. For your own customized MLS search of homes for sale in Gloucester, Salem or Camden County or other South Jersey areas, Click the Search the MLS link below or call or e-mail Andrea Kappre now.  You can visit Andrea on the web at www.AndreaKappre.com

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com


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Comment balloon 0 commentsStephen Kappre • May 27 2010 10:24PM


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